Welcome to Prosper Perks! At Prosper Perks, our goal and commitment are to make your customer experience as successful, enjoyable, and satisfying as possible, and to help you get the best possible value from Prosper Perks and from your relationship with Prosper Wireless. We look forward to serving you.

Prosper Perks Overview. Prosper Perks is a free, voluntary, and ongoing customer loyalty, connection, and community resource created by Prosper Wireless for select Prosper Wireless customers over the age of eighteen. If you have been enrolled in Prosper Perks, the Prosper Perks Program hereby grants you a non-exclusive, non-transferable, limited right to access, use and display the Site for your personal, non-commercial use, provided that you comply fully with the provisions of these Terms of Use. The primary benefit of the Prosper Perks Program is an enrolled customer’s receipt of, and ongoing access to a variety of free customer benefits and tools, given on enrollment, and refreshed at regular intervals, good for use however the customer recipient chooses. Prosper Perks is an ongoing benefit program and resource for the customer recipient. Prosper Perks is not a one-time promotion or inducement to contract/purchase, and has no cash value. Where included, Reward Dollars are not cash, rebates, gift cards, or gift certificates, and also have no cash value. All benefits within the program do require actions on your part, along with internet access, to claim and utilize them. Some benefits within the program may require a printer.

Agreement. By using the www.ProsperWirelessPerks.com website (the “Site”), you agree to be bound by all of the terms in these Terms of Use (the “Agreement”), any terms and conditions in any prior agreement when you were enrolled as a customer in the Prosper Perks Program, and any applicable terms from third party benefit providers with whom you elect to transact through Prosper Perks. As we are regularly updating and enhancing Prosper Perks, Prosper Perks reserves the right, in its sole discretion, to update or modify this Agreement at any time. Your continued use of the Site following the posting of any changes to this Agreement constitutes acceptance of those changes. Please read these Terms of Use carefully and, if you have any questions, or if this Agreement does not conform to your understanding of what you were told the Prosper Perks Program was, please contact the Prosper Perks Program Customer Support at customersupport@prosperwirelessperks.com.

Prosper Perks Access. Your Prosper Perks customer account can only be activated/accessed through the www.ProsperWirelessPerks.com website on any internet-enabled device. You have unlimited access to the Prosper Perks Program website 24 hours a day, 7 days a week, 365 days a year (with exception for limited occasions of reasonable maintenance, service disruptions, etc.).

Your Prosper Perks Account is Free. You understand that the Prosper Perks Program is not charging you anything for the Prosper Perks Program, and will never charge you anything for the Prosper Perks Program, and that your access to/use of the Prosper Perks Program are both free and voluntary.

Customer Service. If you have any questions or concerns about Prosper Perks, your Prosper Perks account, and/or the Site, we’d love to hear from you. Please feel free to contact us 24 hours a day, 7 days a week, 365 days a year at customersupport@prosperwirelessperks.com. We’re glad to help. For full contact information for Customer Service, visit: https://www.ProsperWirelessPerks.com.

Action is Required to Claim Your Benefits. Action on your part is required to activate and claim your Prosper Perks benefits. Benefits associated with Prosper Perks will accrue/rollover from month to month.

Online Communication & Emails. Prosper Perks is a digital benefit program. You understand that the manner in which a customer activates their benefits, accesses their benefits, uses/redeems their benefits, and communicates with Prosper Perks Customer Support, etc. is all online/digital. By becoming a customer, and being enrolled in Prosper Perks, you have agreed to receive emails from the Prosper Perks Program associated with your account. You also have the right to opt out of Prosper Perks emails.

Daily Gift Card Giveaway. Prosper Perks may include a “Daily Gift Card Giveaway” benefit. If so, the odds of winning the Daily Gift Card Giveaway ("DGCG") vary daily, based on the number of DGCG entries received between 9am EST and 9pm EST. Limit one (1) DGCG entry per customer per day. DGCG limited to Prosper Perks program customers aged eighteen (18) and over. No purchase necessary for entry in the DGCG. Purchase activity will not increase the odds of winning the daily DGCG prize. Visit https://www.ProsperWirelessPerks.com for full DGCG terms and conditions.

Terms of Use. Once you have activated your account and/or benefits, you will enjoy unlimited access to the Prosper Perks Program website for as long as you wish to access it, and are an active customer of Prosper Wireless. Your account and/or benefits are non-transferable and have no cash value. Your account and/or your benefits are not a gift card or a gift certificate. Benefits may not be sold or re-sold. You are entirely responsible for maintaining the confidentiality of your account password and user account information. You will promptly notify us if you become aware of any unauthorized use of your account. The Prosper Perks Program is limited to residents of the United States (excluding Iowa) and Canada only and to individuals over the age of eighteen (18). Access to the Prosper Perks Program and www.ProsperWirelessPerks.com are governed by this Agreement. Use of any benefits you earn as a part of the Prosper Perks Program may be governed by additional and separate “Terms of Use” for those benefits, which shall be available to you when accessing those benefits, and which you shall be asked to accept whenever you use those benefits.

Cancelling Prosper Perks Program is Not Necessary. Because the Prosper Perks Program is free to you, there is no reason for you to contact the Prosper Perks Program to cancel your Prosper Perks Program account. If you do not like the Prosper Perks Program, you can simply choose not to use the Prosper Perks Program.

No Warranty/Limitation of Liability. You agree that the Prosper Perks Program, its subsidiaries and affiliates, and each of its officers, directors, owners, and employees, along with the provider/host/administrator of the Site (“Company Parties”) are not responsible or liable for any benefits, goods or services provided by any participating vendors. If you have any claims relating to such benefits, goods or services provided by a participating vendor, you agree to make your claim against the vendor providing the benefit, good or service. You will not consider the Company Parties (and the Company Parties will not be construed as) a party to such transactions, whether or not Company parties may have received some form of revenue or other remuneration in connection with such transactions, and the Company Parties will not be liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to the transactions. The Company Parties assume no responsibility for the payment of, or contribution to, any use or sales tax on the benefits, which may be imposed by taxing authorities, and such taxes, to the extent imposed, shall remain your sole responsibility or that of the provider of the benefits, as the case may be.

This Site is provided on an “as is” and “as available” basis with no warranties whatsoever. THE COMPANY PARTIES MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO USE OF THIS SITE OR ANY OF THE BENEFITS, PRODUCTS OR SERVICES OR RELATED INFORMATION PROVIDED TO YOU FROM COMPANY OR FROM OUR PARTICIPATING VENDORS. COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE BENEFITS, PRODUCTS, SERVICES AND MATERIALS FROM THIS SITE OR THE PARTICIPATING VENDORS IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. FURTHER, PLEASE NOTE THAT NO ADVICE OR INFORMATION, OBTAINED BY YOU FROM THIS SITE OR OUR PARTICIPATING VENDORS SHALL CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THIS AGREEMENT.

UNDER NO CIRCUMSTANCES SHALL COMPANY PARTIES’ LIABILITY EXCEED WHAT YOU ARE PAYING FOR Prosper Perks OR TO THE COMPANY PARTIES (WHICH IS NOTHING), AND UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WE BE LIABLE TO YOU OR A THIRD PARTY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, THIRD PARTY OR CONSEQUENTIAL, EVEN IF COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE FOREGOING LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THE COMPANY DISCLAIMS ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SITE. THE COMPANY DOES NOT WARRANT THAT THE SITE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE WILL BE UNINTERRUPTED AND ERROR FREE. YOU UNDERSTAND AND AGREE THAT YOU USE THE SITE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OF THE SITE.

Indemnification. You agree to indemnify, hold harmless and, at our option, defend the Company Parties from any and all third party claims, liability, damages and/or costs (including, but not limited to, reasonable attorneys fees and expenses) arising from your improper use of this Site, your violation of this Agreement, or your infringement, or the infringement or use of any Intellectual Property Rights (as defined herein).

Links. The Site may contain links to other web sites. The Company Parties does not control such other web sites and is not responsible or liable for the availability thereof or the products, services or other materials contained on such web sites. The Company Parties shall not be responsible or liable, directly or indirectly, for any damage or loss incurred or suffered by any user in connection therewith. Your access and use of linked web sites, including the products, services and materials therein, is solely at your own risk.

Intellectual Property. You hereby agree and acknowledge that the Company Parties own all right, title and interest in and to this Site, including, without limitation, all Intellectual Property Rights. "Intellectual Property Rights" means any and all rights under patent law, copyright law, trade secret law, trademark law, and any and all other proprietary rights. You acknowledge that all marks that appear throughout the Site belong to the Company Parties, or the respective owners of such marks, and are protected by applicable trademark and copyright laws. Any use of any of the marks appearing throughout the Site without the express written consent of the Company Parties or the owner of the mark, as appropriate, is prohibited.

Severability/Waiver. In the event any provision of this Agreement is determined to be invalid or unenforceable by a court of competent jurisdiction or appointed arbitrator, such determination shall in no way affect the validity or enforceability of any other provision herein. The failure by us to exercise rights granted to us hereunder upon the occurrence of any violations set forth in this agreement shall not constitute a waiver of such rights upon the recurrence of such violation.

Arbitration. All legal issues arising from or related to the use of your account and this Site shall be construed in accordance with the laws of the State of Delaware applicable to contracts entered into and wholly to be performed within Fairfield County, Connecticut. Any controversy or claim arising out of or relating to this Agreement or your use of the Site shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association (“AAA”). Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of another party. The arbitration shall be conducted in Connecticut, in Fairfield County and judgment on the arbitration award may be entered into in any state or federal court in Connecticut having jurisdiction thereof. Notwithstanding the applicable law on statute of limitations, demand for arbitration with the AAA must be filed within ONE (1) YEAR after the date the party asserting the claim first knows or reasonably should know of the act, omission or default giving rise to the claim; and there shall be no right to any remedy for any claim not asserted within that time period. (If applicable law prohibits a one-year limitations period for asserting claims, the claim must be asserted within the shortest time period in excess of one year that is permitted by applicable law.) The use of your account and this Site and the terms of this Agreement shall be governed exclusively by the laws of the State of Delaware and the Federal Arbitration Act, without regard to conflict of laws provisions. By using the Site and thereby agreeing to the Agreement, you hereby consent to the personal jurisdiction and venue in the state and federal courts sitting in the State of Connecticut.

Assignment. We may assign our rights and obligations under this Agreement. This Agreement will inure to the benefit of our successors, assigns and licensees.

Entire Agreement. This Agreement, plus any provision in your customer contract/agreement with the sponsor of the Prosper Perks Program, the terms of the Daily Gift Card Giveaway, the disclosures and disclaimers on the Site and on customer communications, and any benefit Terms of Use, constitute the entire agreement between you and the Company Parties relating to the subject matter herein.

Feedback. If you have comments on the Site or ideas on how to improve it, please email customersupport@prosperwirelessperks.com. Please note that by doing so, you also grant the Prosper Perks Program permission to use and incorporate your ideas or comments into the Site without compensation.

What is Prosper Perks?

Prosper Perks is a high impact reward and loyalty program designed just for our customers. We deposit Reward Dollars into your account that you can use in over a million ways. Things like gift card giveaways, local and online shopping, product giveaways, saving at your favorite local restaurants, travel, entertainment and more. Plus, there are bonuses, fun challenges, and more!

What are Reward Dollars?

Reward Dollars aren't quite cash, but instead, they're promotional rewards that can be used to enter daily, weekly, and monthly give card giveaways, or to get exclusive discounts and VIP savings in over a million ways. How you use them is totally up to you. For example use Reward Dollars to enter a daily gift card giveaway for a chance to win a $10 coffee giveaway, or they can be used for things like a buy-one-get-one-free meal at a restaurant, discounts on hotels, 20% off a pair of sneakers, deals at local stores and shops, and more.

How Do I Log In and Use My Rewards?

That's an easy one. Your username is your phone number or email address and we’ve set your temporary password as your zip or postal code. Once you've logged in you can change your password to whatever you'd like.

I’m Still Having Trouble Logging In To My Account.

Glad to help. If this is your first time logging in, your username is your phone number or email address and your password is your zip or postal code. If you’ve logged into your account before, it’s possible you changed your password. If you’re still having trouble, please contact customer support for assistance.

How Do The Giveaways Work?

We have lots of giveaways for our customers.

Daily Giveaways: We give away three $10 gift cards every day. To enter, simply log in and click the "Enter" button. Winners are automatically selected and automatically notified... it's that easy.

Weekly Giveaways: We give away three $50 gift cards every week. Same process, simply log in, and click the "Enter" button. We'll notify you if you win, so keep an eye out on your inbox.

Monthly Giveaways: We give away $100 gift cards every month.

Product Giveaways: Finally, we also give out product giveaways. Log in, and click the "Enter" button. Winners are automatically selected and automatically notified, and we'll confirm your shipping address to get your product mailed out.

I Entered A Giveaway... Did I Win?

Some of the best and most popular benefits of Prosper Perks are our giveaways. We have daily, weekly, and monthly gift card giveaways. Plus, we've got product giveaways too! As an active reward customer, you can use your Reward Dollars to enter the giveaways of your choice. All you need to do is login to your reward account, and click "Enter" in the giveaway of your choice, and you'll be automatically entered in that giveaway. It's that easy! When the prize countdown is completed, a winner is automatically selected from among that giveaway's entries, and a "Congratulations" email is automatically emailed to them with details about their prize. We do not email people who do not win the giveaways. So, if you're wondering if you won a giveaway, check your email. If you didn't get a "Congratulations" email, that means you didn't win. But you can always try again tomorrow!

Do All of the Different Benefits in The Program Use Reward Dollars?

Good question! Reward Dollars can be used in the following benefit categories:

• Daily Gift Card Giveaways
• Weekly Gift Card Giveaways
• Monthly Gift Card Giveaways
• Product Giveaways
• Dining Deals
• Auto Deals
• Local Shopping Deals

You'll see how many Reward Dollars you need to spend before a purchase is made.

There are also some benefits that don't use any Reward Dollars like:

• Games & Challenges
• Travel Savings Options
• Grocery Coupons

What are the Surprise Bonuses?

Customers like you get to enjoy surprise bonuses like a welcome bonus, birthday bonus, anniversary bonus, and more! We're always looking to add more value to the Prosper Perks program.

Can I Leave A Review To Earn Additional Rewards?

Yes! Prosper Wireless customers can leave a review of the program to earn additional Reward Dollars. It's that easy!

Do Reward Dollars Expire?

Never! Any Reward Dollars you earn are banked and don’t expire. Spend them now, or save up for a few months - it’s totally up to you.

How Often Do I Get More Reward Dollars?

Every Month! We make a new Reward Dollars Deposit on the first of every month as long as you’re an active customer.

Can I Use Prosper Perks on My Phone?

Yes! The program is fully mobile optimized. There’s no app to download or anything like that. Simply visit our site on your phone, log in, and enjoy!

How Does Pick to Win Work?

Pick to win is a free benefit that doesn’t require any Reward Dollars to play. Every few weeks a new Pick to Win challenge is shown – it could be a trivia question, a prediction for an upcoming even like a sports championship or awards show, and even fun interactive games. Select the answer you think is correct, and if you’re right, you’ll get a bonus Reward Dollars deposit.

How Does the Grocery Coupons Benefit Work?

Simply search by popular categories and select the coupons you like best! Once you’ve made your selections click “print coupons” and take them to your local grocery store to save, or you can digitally load the coupons to your grocery store loyalty card and save by swiping your card at checkout.

How Does the Dining Benefit Work?

The dining benefit offers a variety of restaurant and takeout savings from your favorite local restaurants. Simply plug in your zip code to find the offers near you. Click on the offer you like best, and you’ll be able to use Reward Dollars to unlock some great savings.

How Does the Travel Benefit Work?

The travel benefit is similar to other travel sites you might be familiar with. Simply plug in the destination you’re looking to travel to, the date range, and you’ll be shown the hotel and resort deals available to you.

Prosper Perks recognizes the importance of protecting the privacy of all information provided to us and to the providers and partners associated with Prosper Perks through the use of our services and related websites. We created the following policy guidelines with a fundamental respect for your right to privacy to guide our relationship with our users, visitors, customers, or any other consumers who use any of the websites, services, or benefits (collectively or individually, "you", "your", or "Consumers")., framed in pages, co-branded microsites, services, or applications owned or provided to them by Prosper Perks (the "Sites").

1. The Information Prosper Perks Collects

Prosper Perks may collect information before or after you sign up, place an order, submit information, or redeem benefits.

- Consumer Provided Information: When you visit the Sites, you may provide to Prosper Perks what is generally called "personally identifiable" information (such as your name, email address, postal mailing address, and home/mobile telephone number, etc.). In addition, you may have the option of providing us with certain demographic information about yourself (such as age, gender, household compensation, interests, zip code, state, shopping habits, etc.).
- "Cookies" Information: When you visit the Sites, we may send one or more cookies - a small text file containing a string of alphanumeric characters - to your computer. Prosper Perks uses both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Sites. These persistent cookies can be removed, but each web browser is a little different. So, please review your browser "Help" file to learn the correct way to modify your cookies setup.
- "Automatically Collected" Information: When you use the Sites or open one of our emails, we may record certain data using technology, including "clear gifs" or "web beacons," cookies (discussed above), IP addresses, unique "device IDs" (similar to IP addresses), and log files. "Automatically collected" data includes Sites use activity, web browser type, the website that referred you to us, the web pages you viewed on the Sites, and the dates and times that you visited the Sites.
- Provider Provided Information: When Prosper Perks connects you with various benefits and services provided on the Sites, sometimes, it may share unique identifiers with those benefit and service providers (customer number, zip code, etc.) in order to facilitate the Consumer's access to the benefits and services.

2. The Way Prosper Perks Uses Information

- Prosper Perks uses the information that we collect to operate, maintain, and provide to you all of the benefits and services found on the Sites associated with your account, and for other non-marketing or administrative purposes such as notifying you of major service updates, sending you messages from the Sites, or for customer service purposes.
- Prosper Perks uses all of the information that we collect from our Consumers to understand the usage trends and preferences, to improve the way the Sites work and look, to improve our marketing and promotional efforts, and to create new features and functionality.
- Prosper Perks uses "automatically collected" data to (a) process and record services, benefits, and bonus use and redemption activity; (b) store information so that you will not have to re-enter it during your visit or the next time you use the Sites; (c) provide custom, personalized coupon promotions, advertisements, content, and information; (d) monitor the effectiveness of marketing campaigns; (e) monitor aggregate usage metrics such as total number of visitors and pages viewed; and (f) process billing activity on your behalf.
- Prosper Perks will not use your email address or other personally identifiable information that you provide directly to us to send promotional or marketing messages from third parties unless that is disclosed to you or unless you are provided an opt-out option.

3. When Prosper Perks Discloses Information

- Prosper Perks discloses both "personally identifiable" and "automatically collected" information to our providers, affiliated companies, or other businesses or persons to process such information on our behalf, to provide website maintenance and security, to enable Prosper Perks to fulfill benefit and services request, to offer certain features on the Sites, to assist us in improving the way the Sites work and look, and to create new features. We require that these parties agree to process such information in compliance with our Privacy Policy. We use reasonable efforts to limit their use of such information, and we require these parties to use any other appropriate confidentiality and security measures.
- We do not share "personally identifiable" information with other third-party organizations for their marketing or promotional uses without your consent except as part of a specific program or feature for which you will have the ability to opt-out.
- We may disclose Customer information if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws or respond to a court order, judicial or other government subpoena, or warrant.
- We also reserve the right to disclose Customer information that we believe, in good faith, is appropriate or necessary to take precautions against liability; protect Clients from fraudulent, abusive, or unlawful uses; to investigate and defend ourselves against any third-party claims or allegations; to assist government enforcement agencies; to protect the security or integrity of the Sites; and to protect against fraudulent uses, the rights, property, or personal safety of Prosper Perks, our Clients, or others.

4. Your Choices

We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes, when we ask for this information. If you no longer wish to receive our email alerts and promotional communications, you may opt-out of receiving them by following the instructions included in each email or communication, by doing so when logged in as a customer, or you may contact us using the online Customer Support tools.

In some cases if you decline to share personal information on the Sites Prosper Perks will not be able to provide certain services to you on the Sites. You may update, correct, or delete your personal information and preferences at any time by going to the edit profile section of the Sites. To protect your privacy and security, we take reasonable steps to verify your identity before granting access to personal information or before making corrections. YOU ARE RESPONSIBLE FOR MAINTAINING THE SECRECY OF YOUR UNIQUE PASSWORD AND ACCOUNT INFORMATION AT ALL TIMES.

5. Third-Party Advertisers, Links to Other Sites

Third-party ad servers or ad networks may serve advertisements within the Sites. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on the Sites. These ad servers automatically receive your IP address when this happens, and they may also use other technologies (such as cookies, javascript, or web beacons) to measure the effectiveness of their advertisements and to personalize their advertising content. Prosper Perks's Privacy Policy does not apply to, and we cannot control the activities of, such other advertisers or websites.

6. Our Commitment to Data Security

Prosper Perks uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. WE CANNOT, HOWEVER, ENSURE OR WARRANT THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO Prosper Perks, AND YOU DO SO AT YOUR OWN RISK. Once we receive your transmission of information, Prosper Perks makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

7. Our Commitment To Children's Privacy

Protecting the privacy of young children is especially important. For that reason, Prosper Perks does not knowingly collect or maintain information from persons under 13 years of age, and no part of the Prosper Perks Sites are structured to attract anyone under 13. If you are under 13 years of age, then please do not use or access the Sites at any time or in any manner. If Prosper Perks learns that personally identifiable information of persons under 13 years of age has been collected on the Sites without verified parental consent, then Prosper Perks will take the appropriate steps to delete this information.

8. Special Note to International Users

The Sites are hosted in the United States and are intended for and directed to users in the United States. If you are a Customer accessing the Sites from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from United States laws, please be advised that through your continued use of the Sites, which are governed by U.S. law and this Privacy Policy, you are transferring your personal information to the United States and you consent to that transfer.

9. In the Event of Merger or Sale

In the event that Prosper Perks is acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from our Consumers as part of such merger, acquisition, sale, or other change of control.

10. Changes and Updates to this Privacy Policy

This Privacy Policy may be revised periodically, and this will be reflected by the "last modified" notice below. If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage. In general, we only use your personal information in the manner described in the Privacy Policy in effect when we received that personal information. YOUR CONTINUED USE OF THE SITES CONSTITUTES YOUR AGREEMENT TO THIS PRIVACY POLICY AND ANY FUTURE REVISIONS.

11. Effective Date, Date Last Modified

This Privacy Policy is effective as of April 1, 2014.